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Paris v. Trans Union LLC et al — U.S. Magistrate Judge denies plaintiff’s Rule 56(d) motion for a continuance of summary judgment, finding insufficient explanation for how additional discovery would create a genuine issue of material fact.

Unreported / Non-Citable

Case
DEJON T. PARIS, Plaintiff, v. TRANS UNION LLC, SPRING OAKS CAPITAL LLC, ARCON CREDIT SOLUTIONS LLC, and RADIUS GLOBAL SOLTUIONS LLC, Defendants.
Court
U.S. District Court — Northern District of Texas, Dallas Division
Judge
DAVID L. HORAN
Date Decided
July 22, 2026
Docket No.
3:26-cv-01553-G-BN
Topics
Rule 56(d), Summary Judgment, Discovery, FCRA, FDCPA

Background

Plaintiff DeJon T. Paris filed a lawsuit against Trans Union LLC and several other defendants, including Arcon Credit Solutions LLC. Arcon subsequently filed a motion for summary judgment, seeking to dismiss Paris’s claims.

In response, Paris filed a motion under Federal Rule of Civil Procedure 56(d), requesting a continuance of the summary judgment proceedings. Paris argued that he needed additional time and discovery to obtain specific evidence, including electronic server transmission logs, a digital bill of sale, and an assignment schedule, which he claimed were essential to rebut Arcon’s defenses regarding a prior settlement agreement and its “permissible purpose” for obtaining his consumer report under the Fair Credit Reporting Act (FCRA), as well as claims under the Fair Debt Collection Practices Act (FDCPA).

The Court’s Holding

The U.S. Magistrate Judge denied Paris’s Rule 56(d) motion for a continuance of summary judgment. The court reiterated that to obtain relief under Rule 56(d), the movant must make two showings: (1) that additional discovery will create a genuine issue of material fact, and (2) that discovery has been diligently pursued. Citing Fifth Circuit precedent, the court emphasized that vague assertions are insufficient; the movant must specify plausible facts that probably exist and explain how they would influence the outcome of the summary judgment motion.

The court found Paris’s explanation for needing discovery “inadequate.” Paris failed to sufficiently explain how the requested transmission logs, bill of sale, or assignment scheduling would create a genuine dispute regarding Arcon’s affiliation with another entity (ARI) or its legal obligations under the FCRA or FDCPA. Although Paris argued that Arcon’s discovery responses were insufficient and the discovery record unsettled, the court noted that Rule 56(d) does not require discovery to be *complete* but rather that the nonmovant has had a *full opportunity* to conduct it. Because Paris did not make the requisite showing, his motion for continuance was denied, and the existing scheduling order deadlines remained in effect.

Key Takeaways

  • A party seeking a continuance of summary judgment under Rule 56(d) must provide a specific and plausible basis for believing that additional discovery will uncover facts essential to defeat the motion.
  • General or vague assertions that more discovery is needed, without explaining precisely how specific, identifiable facts would create a genuine issue of material fact, are insufficient.
  • Rule 56(d) protects against premature summary judgment when a nonmovant has not had a “full opportunity” to conduct discovery, but it does not guarantee that discovery must be “complete” before a summary judgment motion can be decided.
  • The movant must clearly articulate how the emergent facts, if adduced, will directly influence the outcome of the pending summary judgment motion.

Why It Matters

This decision provides important guidance for litigants in the Fifth Circuit on the stringent requirements for Rule 56(d) motions. It clarifies that simply claiming an ongoing or incomplete discovery process is not enough to delay summary judgment; parties must demonstrate a concrete connection between the desired discovery and a genuine issue of material fact relevant to the underlying claims.

The ruling underscores the judiciary’s interest in preventing the undue delay of litigation through unsubstantiated requests for continuance. It emphasizes the need for strategic and well-supported discovery efforts, placing the burden on the nonmovant to present a compelling argument for why additional time is genuinely necessary to address a summary judgment motion.

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