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Cadet v. Equifax — court denies Equifax’s motion to dismiss

Reported / Citable

Case
Rose Cadet v. Equifax Information Services, LLC
Court
U.S. District Court — Eastern District of Texas
Judge
Amos L. Mazzant
Date Decided
September 4, 2026
Docket No.
4:25-cv-01305
Topics
civil procedure; motions to dismiss; magistrate judges

Background

Rose Cadet sued Equifax Information Services, LLC in the Eastern District of Texas. The case was referred to a United States Magistrate Judge under 28 U.S.C. § 636.

Equifax moved to dismiss the action. On August 17, 2026, the Magistrate Judge recommended denying that motion. No timely objections to the recommendation were filed.

The Court’s Holding

District Judge Amos L. Mazzant adopted the Magistrate Judge’s report and recommendation as the court’s findings and conclusions.

The court denied Equifax’s motion to dismiss. The order does not state the grounds for the motion or provide the reasoning underlying the Magistrate Judge’s recommendation.

Key Takeaways

  • Equifax’s motion to dismiss was denied.
  • The district court adopted the Magistrate Judge’s recommendation after no timely objections were filed.
  • The order leaves the case pending and does not resolve Cadet’s claims on the merits.

Why It Matters

The ruling allows Cadet’s lawsuit against Equifax to proceed beyond the pleading-stage challenge. Because the adoption order contains no substantive analysis, the decision’s legal reasoning would need to be found in the Magistrate Judge’s August 17, 2026 report and recommendation.

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